Canada is a developed nation, with cosmopolitan cities, stunning nature, and a high standard of quality of life. Therefore, traveling to Canada is the dream of many. However, to enjoy everything Canada has to offer with peace of mind, it is essential to take out best travel insurance. In this article, we will cover in detail everything you need to know about such insurance in Canada. Keep reading!
The cost of best travel insurance in Canada varies depending on some factors –
Some factors that make insurance for travel more expensive are the pre-existing illnesses and the inclusion of extreme or winter sports.
It is not mandatory by law to take out travel insurance in Canada. However, it is highly recommended to have best travel insurance before traveling. It is because medical costs in Canada are very high. A simple emergency care or hospitalization can cost thousands of Canadian dollars. Free health care is only given to the Canadian citizens and permanent residents. Furthermore, when applying for a Canadian visa, one of the requirements is to prove that you have valid health insurance for the period of travel.
The best travel insurance covers several unforeseen events that may occur during your stay –
Traveling to Canada without travel insurance is very risky. Your visa or eTA application may be denied. You may not be allowed to enter Canada by immigration agents without proof of insurance. Without insurance, you will have to pay all hospital and doctor costs out of pocket. Many hospitals may deny admission to foreigners without insurance. Repatriating a body from Canada without insurance is extremely expensive. The family would have astronomical expenses. Don’t take any risks and take out the best travel insurance policy before your trip.
Currently, Canada does not require a negative Covid-19 test for entry for travelers. However, it is vital to present proof of vaccination with vaccines approved by the Canadian government. Another important point is to check whether your travel insurance policy covers any expenses related to Covid-19, such as detection tests, extension of stay due to mandatory quarantine, change of flight date, hospitalization and medical expenses, etc.
The Canadian government urges travelers to obtain travel insurance because it helps protect them from unexpected financial burdens due to medical emergencies or other unforeseen events while abroad. Without adequate insurance coverage, travelers could face significant expenses for medical treatment, hospitalization, or emergency medical evacuation.
The minimum coverage for such insurance can vary depending on the insurer and the specific policy. It is advisable to get a cover of at least CAD 100,000 under your insurance plan, especially for senior citizens. Having the best travel insurance provides peace of mind and ensures that travelers can access necessary medical care without worrying about the costs.
Do you want to make your trip to Canada safe and secure? Call Harsharan Sandhu, the best insurance advisor, and buy the best travel insurance today!
